Why your business needs guardrails
A business is a pure strategy game. Your business can run like a Swiss watch.
Welcome to Ellcado Finance
At Ellcado Finance, we specialise in helping UK manufacturers & engineers access funding and build strategies for long-term growth. From equipment finance to strategic consultancy, we bring both banking experience and deep sector knowledge to secure the right solutions for your business.
✔ Access to 200+ lenders who understand manufacturing
✔ Expertise in finance + strategy consultancy
✔ FCA approved and trusted by UK SMEs
Is your manufacturing business ready to grow?
Reach out today
Why Manufacturers Choose Ellcado Finance?
Finance and strategy built for manufacturers
At Ellcado Finance, we focus exclusively on manufacturing & engineering businesses. Why? Because manufacturing has unique challenges: rising material costs, cash flow gaps, and the need for continuous investment in machinery and innovation.
Our story
I started my career in banking, lending millions to manufacturers and healthcare companies. Over the years, I realised manufacturers needed more than a generic broker. They needed a partner who speaks their industry’s language.
That’s why I founded Ellcado Finance: to give manufacturers both access to funding and the strategic guidance to use it effectively.
What makes us different
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We’ve supported 400+ SMEs in securing funding.
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We bring insider lender knowledge, knowing exactly how deals get approved.
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We go beyond brokering. Our consultancy ensures finance translates into growth.
Manufacturing Finance Solutions
Designed for UK manufacturers
Working Capital Loans for Manufacturers
Smooth cash flow in a supply-chain heavy industry.
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Cover delays in supplier or customer payments.
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Manage raw material price fluctuations.
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Protect operations during seasonal demand shifts.
Example: A plastics manufacturer bridged a 60-day payment gap from buyers, ensuring steady payroll and supplier payments.
Equipment & Machinery Finance
Upgrade production without draining cash flow.
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Spread the cost of new machinery over time.
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Finance CNC machines, production lines, vehicles, or specialist tools.
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Keep capital free for wages, suppliers, and growth.
Example: A metalworks firm financed new automated machinery, boosting capacity without slowing cash flow.
Invoice Finance
Turn unpaid invoices into immediate working capital.
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Unlock up to 90% of invoice value before customers pay.
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Reduce dependency on slow-paying buyers.
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Keep cash flowing without adding debt to the balance sheet.
Example: A metalworks manufacturer released cash from £300k of unpaid invoices, funding raw materials for the next production run.
Trade Finance
Finance your supply chain with confidence.
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Pay overseas or domestic suppliers upfront while maintaining liquidity.
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Bridge the gap between supplier payments and customer receipts.
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Support import/export contracts with structured finance solutions.
Example: A food manufacturer secured trade finance to pay overseas suppliers, ensuring continuous supply while waiting on UK buyer payments.
Expansion & Growth Loans
Finance your next stage of growth.
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Move into a larger factory.
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Launch new product lines.
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Invest in export and international trade.
Example: A food manufacturer used a growth loan to expand into European markets.
Bridging Finance for Manufacturers
When timing is critical, bridging finance steps in.
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Cover short-term costs until long-term finance is in place.
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Fund urgent supplier payments or business opportunities.
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Keep projects moving while waiting on cash inflows
Contact us
Contact us for expert free consultation.
We know how lenders think.
Contact
Let's connect for more financial and business insights!
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Ellcado Finance Limited is an independent commercial finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Ellcado Finance Limited will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay.
Ellcado Finance Limited is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035
Ellcado Finance Limited aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below: Complaints - AFS
For details on how we use your information and data can be found here: Privacy Policy
Ellcado Finance Limited | Reg. 15875503 | Address: 43 Oswald Road, Scunthorpe, England, DN15 7PN | ICO: ZB742753
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Comments
Adina is extremely knowledgeable, stemming from her extensive banking experience.
What stood out for me is the fact that she truly puts her clients' interests at heart.
She will give you an honest opinion based on your circumstances, educate you on best practices, and always act in a way that serves the client's best interest.
I came across Adina on LinkedIn, where she also shares valuable insights and tools on how to run a business as efficiently as possible.